Santa Barbara County · Los Alamos to Montecito

One relationship. From land to keys.

Land strategy, entitlements, permits, capital and construction, run by one team that already knows the next step. You make the decisions. We handle the hand-offs.

The Black Oak mark: a gilded oak tree
  • 30 yearsin real estate, lending and land use
  • CommissionerCentral Board of Architectural Review, County of Santa Barbara
  • CommissionerAssessment Appeals Board, County of Santa Barbara
  • Oversight CommitteeSanta Barbara County Association of Governments (SBCAG)
  • Senior MemberInternational Right of Way Association (IRWA)
Oak-studded green hills under a wide blue sky in the Santa Ynez Valley

How we work

Calm, documented, and a step ahead.

Santa Barbara County rewards preparation and punishes surprises. Our work is built around removing them.

01

Certainty

You know what's likely before you commit.

Every engagement starts with a written read of the property: what the County and the boards will focus on, what it will take, and how long. You decide with the facts in hand, not after the first rejection.

02

Continuity

One team from land to keys.

Land strategy, entitlements, permits, capital and construction oversight sit under one relationship. Nothing gets dropped between consultants, because there is no between.

03

Discretion

Quiet, documented, proactive.

Weekly written updates. A decision trail you can read in five minutes. Black Oak works as your representative, so your name stays out of the process wherever the process allows.

The Black Oak reputation

Calm, honest, and a step ahead.

★★★★★

Be prepared: this is all going to happen very quickly!

“Cris is the tireless ice breaker who can navigate through a seemingly frozen sea and get you to your destination safe and sound. And he does it all with patience and grace.”

Michael M. · May 2026Mortgage & refinance
★★★★★

Concierge-level lending that actually delivers.

“I've used Black Oak for multiple loans and each time received superior, personal concierge service. This is how lending used to be and should still be.”

M.R. · Revival Antiques, Pasadena, CaliforniaLending
★★★★★

A true five-star selling experience.

“The marketing was first class, the negotiations were calm and strategic, and we sold above asking price ahead of schedule.”

L.L.Home sale

Why Black Oak

Fluent in how the County actually decides.

Cris Lapp has spent 30 years in real estate, lending and land use. He serves as a commissioner on the County's Central Board of Architectural Review and Assessment Appeals Board, and on the SBCAG Citizens Oversight Committee.

That experience shows in the work: submittals that anticipate staff questions, design packages that read as complete, and timelines grounded in how review really unfolds. It is fluency, never a shortcut. Cris does not participate in the review of any project Black Oak represents.

About Cris Lapp and the team

The Black Oak network

One front door. Specialists behind it.

Working with Black Oak gives you access to the people who deliver on Santa Barbara County projects, coordinated through one relationship.

How the Black Oak network works

Common questions

What does Black Oak actually do?

We run Santa Barbara County property projects as one relationship: evaluating land, securing entitlements and permits, arranging financing, and representing owners through construction and beyond. Clients come in at whatever stage they are at.

Do I have to use Black Oak for every stage?

No. Many clients start with a single engagement, such as a feasibility audit or a stalled permit. The advantage of one relationship is that when the next stage arrives, nothing has to be handed off or explained again.

Where do you work?

Across Santa Barbara County, Los Alamos to Montecito: the Santa Ynez Valley, Los Alamos, Santa Barbara, Goleta, Hope Ranch, Montecito, Summerland and Carpinteria.

All Black Oak FAQs

Start a conversation

Tell us about the property. We'll tell you the path.

A few lines is enough. We reply personally.

Email or phone, whichever you prefer. We reply personally, usually within one business day.